How we work
Our objective is to help you to effectively finance investments in renewable energy so that together we can accelerate the journey to net zero.
We are Associate Members of the National Association of Commercial Finance Brokers and follow their Code of Practice.
All our fees and any commissions we may receive will be fully disclosed to you and are generally capitalised in the loan and only paid if the project goes ahead and you draw the funding that we have arranged for you.
We do not seek any exclusivity when we are working with you.
We can adapt our process to suit your project and requirements
Information Gathering
We will work with you to understand your goals.
We are happy to be involved in the early stage when you are identifying your requirements and can share our expertise and experience on process, system types and installers. Alternatively, we can work with your existing suppliers or installers towards the end of the project to finance their installation (assuming it meets minimum standards and so can be financed).
We like to understand both the amount and daily, weekly and monthly profile of your electricity consumption as this makes a significant difference to the savings generated by the project.
Project Appraisal
We will use the information you provide to us, and the design work your installer prepares to produce a detailed Appraisal of the system looking at the solar design and the operational, cashflow and financial implications of the proposed project. We will use this Appraisal to help you to identify if there is any grant funding available for the scheme and support the Lending Proposal which we take to lenders on your behalf.
Sourcing Funding
When you are happy with our Appraisal, we will use it to underpin a detailed Lending Proposal that we will provide to relevant lenders to ensure that they understand the details of the system to be financed. As a member of the National Association of Commercial Finance Brokers we have access to the details of over 180 lenders. We continuously review this list to identify the most competitive lenders for different types of schemes.
We will take the Lending Proposal a number of lenders and secure Finance Proposals for you to consider.
We will provide you with the Financing Proposals together with our feedback on these proposals against the objectives that we originally identified together to allow you to carry out an assessment and selection of the lender.
When you have selected a lender we will notify them and assist you with their application process to secure an approved offer that is usually valid for three months.
During the installation process we will liaise with your installer to make sure that all the documentation the lender requires to fund the system on completion is produced and stored.
Monitoring
Our charges include 12 months monitoring of the installation against the expected performance using a digital model of the system that we will build following installation. This monitoring supplements the data provided by the inverter by comparing actual output with both the budgeted output and the output the system might be expected to produce based on actual weather conditions at the installation site. We provide a one-page monthly summary of system performance to you for the first year and will notify you if the data suggests there are any issues with the system. We use this data to provide aggregated environmental and energy outcome reporting to lenders which helps us secure the very best terms for you.
This service can be extended if you find it valuable.
Contact Us
To discuss how we work (or any other aspect of commercial solar) please contact us